This Policy applies as between you, the User of this Web Site and CreativeStudy the owner and provider of this Web Site. This Policy applies to our use of any and all Data collected by us in relation to your use of the Web Site and any Services or Systems therein.
1. Definitions and Interpretation
In this Policy the following terms shall have the following meanings:
"Account": means collectively the personal information, Payment Information and credentials used by Users to access Material and / or any communications System on the Web Site;
"Content": means any text, graphics, images, audio, video, software, data compilations and any other form of information capable of being stored in a computer that appears on or forms part of this Web Site;
"Cookie": means a small text file placed on your computer by CreativeStudy Ltd when you visit certain parts of this Web Site. This allows us to identify recurring visitors and to analyse their browsing habits within the Web Site.
"Data": means collectively all information that you submit to the Web Site. This includes, but is not limited to, Account details and information submitted using any of our Services or Systems;
"CreativeStudy": means CreativeStudy, ADDRESS;
"Service": means collectively any online facilities, tools, services or information that CreativeStudy makes available through the Web Site either now or in the future;
"System": means any online communications infrastructure that CreativeStudy makes available through the Web Site either now or in the future. This includes, but is not limited to, web-based email, message boards, live chat facilities and email links;
"User" / "Users": means any third party that accesses the Web Site and is not employed by CreativeStudy and acting in the course of their employment; and
"Website": means the website that you are currently using (creativestudy.com) and any sub-domains of this site (e.g. subdomain.yourschool.com) unless expressly excluded by their own terms and conditions.
2. Data Collected
Without limitation, any of the following Data may be collected:
- 2.1 name;
- 2.2 date of birth;
- 2.3 job title & profession;
- 2.4 contact information such as email addresses and telephone numbers;
- 2.5 demographic information such as post code, preferences and interests;
- 2.6 financial information such as credit / debit card numbers;
- 2.7 IP address (automatically collected);
- 2.8 web browser type and version (automatically collected);
- 2.9 operating system (automatically collected);
- 2.10 a list of URLS starting with a referring site, your activity on this Web Site, and the site you exit to (automatically collected); and
- 2.11 Cookie information (see Clause 10 below).
3. Our Use of Data
- 3.1 Any personal Data you submit will be retained by CreativeStudy for as long as you use the Services and Systems provided on the Web Site. Data that you may submit through any communications System that we may provide may be retained for a longer period of up to one year.
- 3.2 Unless we are obliged or permitted by law to do so, and subject to Clause 4, your Data will not be disclosed to third parties. This includes our affiliates and / or other companies within our group.
- 3.3 All personal Data is stored securely in accordance with the principles of the Data Protection Act 1998. For more details on security, see Clause 9 below.
- 3.4 Any or all of the above Data may be required by us from time to time in order to provide you with the best possible service and experience when using our Web Site. Specifically, Data may be used by us for the following reasons:
- 3.4.1 internal record keeping;
- 3.4.2 improvement of our products / services;
- 3.4.3 transmission by email of promotional materials that may be of interest to you;
- 3.4.4 contact for market research purposes which may be done using email, telephone, fax or mail. Such information may be used to customise or update the Web Site.
4. Third Party Web Sites and Services
CreativeStudy may, from time to time, employ the services of other parties for dealing with matters that may include, but are not limited to, payment handling, delivery of purchased items, search engine facilities, advertising and marketing. The providers of such services do not have access to certain personal Data provided by Users of this Web Site. Any Data used by such parties is used only to the extent required by them to perform the services that CreativeStudy requests. Any use for other purposes is strictly prohibited. Furthermore, any Data that is processed by third parties must be processed within the terms of this Policy and in accordance with the Data Protection Act 1998.
5. Changes of Business Ownership and Control
- 5.1 CreativeStudy may, from time to time, expand or reduce its business and this may involve the sale of certain divisions or the transfer of control of certain divisions to other parties. Data provided by Users will, where it is relevant to any division so transferred, be transferred along with that division and the new owner or newly controlling party will, under the terms of this Policy, be permitted to use the Data for the purposes for which it was supplied by you.
- 5.2 In the event that any Data submitted by Users will be transferred in such a manner, you will be contacted in advance and informed of the changes. When contacted you will be given the choice to have your Data deleted or withheld from the new owner or controller.
6. Controlling Access to your Data
- 6.1 Wherever you are required to submit Data, you will be given options to restrict our use of that Data. This may include the following:
- 6.1.1 use of Data for direct marketing purposes; and
- 6.1.2 sharing Data with third parties.
7. Your Right to Withhold Information
- 7.1 You may access certain areas of the Web Site without providing any Data at all. However, to use all Services and Systems available on the Web Site you may be required to submit Account information or other Data.
8. Accessing your own Data
- 8.1 You may access your Account at any time to view or amend the Data. You may need to modify or update your Data if your circumstances change. Additional Data as to your marketing preferences may also be stored and you may change this at any time.
- 8.2 You have the right to ask for a copy of your personal Data on payment of a small fee.
Data security is of great importance to CreativeStudy and to protect your Data we have put in place suitable physical, electronic and managerial procedures to safeguard and secure Data collected online.
10. Changes to this Policy
11. Contacting Us
Author, Faculty Member at New York University
Holding an MFA and an MBA, Amy studies the friction between art and business and proposes new structures to support economic sustainability for artists. Her third book, Economics of Visual Arts, was published in the fall of 2021 with Cambridge University Press. Amy is also author of two other books, Museum Legs and Art Thinking. Serving on the arts administration faculty at NYU, Amy researches what would happen if artists retained equity in their work. Her work on fractional equity has appeared in Management Science (with Kraussl) in the "Fast Track" intended for "high-impact research that is of broad interest.”
Amy's work has been featured in The Guardian, Harpers, The Atlantic, the Financial Times, Artforum, and The Art Newspaper. Her early work with the artists' cooperative project Trade School was covered in the New York Times and The New Yorker. She speaks widely including at the Aspen Ideas Festival, Meaning Conference (Brighton, UK), and The Conference (Malmö, Sweden). She has taught at Williams College, the Rhode Island School of Design, the School of Visual Arts, and California College of the Arts, and is a past recipient of the Sarah Verdone Writing Award from the Lower Manhattan Cultural Council.
Image © Shieva Rezvani
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Attorney, Deputy Director of Legal Services at the Arts & Business Council of Greater Boston (A&BC)
Luke Blackadar is an attorney and the Deputy Director of Legal Services at the Arts & Business Council of Greater Boston (A&BC). An artist himself, he helps artists, creative start-ups, and arts nonprofits manage legal issues involving copyright, trademark, contracts, entity formation, and corporate governance. Luke also enjoys talking to groups of law students and artists and has recently spoken on art legal issues to the Americans for the Arts, the City of Boston, and students at Brown University, RISD, MassArt, and Lesley University. In addition to managing the A&BC’s legal interns, he teaches at the Boston University Metropolitan College and the Roger Williams University School of Law, and mentors students through the Northeastern University and Northeast Regional Black Law Student Associations. Luke is a graduate of Clark University and Northeastern University School of Law. In his spare time, he enjoys drawing, running, reading, and playing video games.
Marci Blackman + Diana Y Greiner
Founders of Treehouse Taxes
Treehouse Taxes, run by Diana Y Greiner and Marci Blackman in Brooklyn, New York, caters specifically to self-employed individuals and small businesses. They built the Treehouse so you will have a safe, fun, and friendly place to get your taxes done.
Marci has been providing a combination of tax preparation, bookkeeping, and accounting services to a wide range of clientele, including individuals, partnerships, and small corporations for the past 20 years. As a longtime freelancer and award-winning novelist, Marci understands what it means to “hustle” for your dreams, particularly as it pertains to taxes. As a partner in Treehouse Taxes LLC, Marci believes transferring knowledge and helping artists and freelancers become savvy taxpayers is a form of social justice.
Diana Y Greiner knows about cobbling together an income, tracking expenses, and pursuing a dream. She has spent over 20 years juggling the life of a performing artist while developing and maintaining her left brain as the managing director of an arts organization, a waitress, an acrobatics instructor, an office manager, a massage therapist, a bookkeeper, and finally a full-fledged tax nerd by earning her EA. Through it all she maintains that connection is the point of everything.
Pamela Capalad + Dyalekt
Hosts of Brunch & Budget
Pamela Capalad is a Certified Financial Planner™ and Accredited Financial Counselor™ who has worked in the field of financial services for over a decade. She founded Brunch & Budget to provide people who felt ashamed or embarrassed about money with a safe and friendly place to speak openly and make financial progress. Her mission is to make financial planning as affordable as possible for the communities who need it most. Her work has been featured in publications including the Washington Post, Teen Vogue, Huffington Post, and Vice Magazine. She was named in New York Magazine’s Best of New York 2019 and has brunched with over 400 people and counting.
Dyalekt is an MC, playwright, educator, and podcaster. His work focuses on defining personal identities and finding one’s voice, authentic communication, and supporting one’s community. His first album and one-man show, Square Peg Syndrome, is also a 6-week school curriculum that toured through St. Croix’s 17 schools. His new album and one-man show, The Museum of Dead Words, explores communication, race, and empathy in the internet age. Dyalekt was named to the Public Theater’s Emerging Writers Group and his performance venues include the Bowery Ballroom, SXSW, Oregon Shakespeare Festival, Mozilla’s Internet Festival in London, the United Nations, Santa Barbara’s Lucidity Festival, and the Divadlo Archa in Prague, CZ.
Pam and Dyalekt host the Brunch & Budget podcast, where they discuss how personal finance and racial economic inclusion intersect. They also co-founded the Race & Wealth Podcast Network with Dedrick Asante-Muhammad, Chief of Race, Wealth and Community at NCRC. Through what they’ve learned in their work, Dyalekt and Pam have started a group financial planning program called See Change, specifically designed for People of Color and make financial planning more inclusive.
Staff Attorney at Volunteer Lawyers for the Arts of NY
Laura Levin-Dando, Staff Attorney at Volunteer Lawyers for the Arts of NY, advises clients on a range of issues, including disputes, contracts, and intellectual property matters. Laura also teaches and facilitates VLA’s educational programs. Laura received her J.D. from George Washington University Law School and graduated summa cum laude from Yeshiva University, where she studied history and music. A lifelong musical theatre nerd, Laura feels very fortunate to be able to help artists from all disciplines through her work at VLA.
Actor, President and Founder of Abundance Bound
Miata Edoga is an actor and the President and Founder of Abundance Bound, the premiere financial education company for creative entrepreneurs. She created The Artist’s Prosperity System™, which has provided thousands of artists with a step-by-step process to significantly improve their financial situations, giving them more time and freedom to focus on their creative careers. Miata and other Abundance Bound facilitators, all working artists themselves, lead workshops and seminars on financial empowerment for organizations including: The Academy of Motion Picture Arts and Sciences, The Television Academy, WGA, DGA, SAG-AFTRA, The Actors Fund, The Motion Picture & Television Fund and The Center for Cultural Innovation.
Director of Education Outreach at Next Gen Personal Finance
Yanely Espinal is the Director of Education Outreach at Next Gen Personal Finance and the Creator of the MissBeHelpful YouTube channel, where she posts weekly videos about money. Born and raised by Dominican, immigrant parents in Brooklyn, New York, Yanely is a proud product of NYC public schools. She majored in Art at Fiorello H. LaGuardia High School before going on to receive her bachelor's degree in History of Art/Architecture and Visual Art at Brown University. She later earned her master's degree in teaching and after struggling with credit card debt, became passionate about personal finance education. When she isn't working, she sews, paints, listens to podcasts, and babysits her 8 nieces and nephews.
Director of Artist Services at Lower Manhattan Cultural Council (LMCC)
As Director of Artist Services at LMCC, Ana Fiore oversees re-grant programs in support of community-based arts programming in Manhattan; artist residencies providing work space for creative development; the SU-CASA program, connecting artists with senior centers; and other artist service initiatives within the organization. The core of these programs is to increase the range of resources available to artists. Prior to LMCC, Ana aided fiscally sponsored artists at the New York Foundation for the Arts with a focus on demystifying the fundraising process. She has also served the Center for Performance Research, The Joyce, and Danspace Project.
Co-founder and Partner of Westfuller
Ian Fuller is a co-founder and partner of Westfuller, a financial and wealth management firm that provides advice, strategy, and investment management for values-aligned global individuals, families, and institutions.
A specialist in evidence-driven, global wealth advisory and planning, strategic investment management, and philanthropic giving, he works closely with people and institutions to empower wealth with purpose. Ian is also the board chair of Common Justice, a restorative and criminal justice reform organization, and serves as the treasurer/finance chair for many social justice organizations, including: civil rights organization Color of Change, economic justice impact fund The Workers Lab, the private foundation Proteus Action League, and Amalgamated bank’s Charitable Foundation.
He holds a B.S. in Economics from Hong Kong University of Science and Technology and an M.S. in International Affairs and Global Finance from New York University. He also holds a Chartered Financial Consultant designation for the Series 7, 66, 24 securities licenses. He lives on the Lower East Side of New York City with his family.
Math Educator, Personal Finance Advocate
Joel Kwabi was born in Ghana and moved to the United States for college. After receiving a bachelor's degree in mathematics and working in finance, he obtained a masters degree in mathematics education in pursuit of his passion for teaching. For over a decade, he has taught math in the classrooms of Brooklyn. He is passionate about personal finance and helped lead a Financial Peace University course in his church community after an eye-opening experience paying off student debt and saving to buy a home. He currently lives on Long Island with his wife and two kids.